Powers of attorney in Scotland

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A power of attorney is a legal document appointing trusted persons (attorneys) to make decisions on your behalf. Provisions for powers of attorney vary across the UK. This article considers the options available in Scotland.

Why have a power of attorney?

While it is difficult to contemplate becoming unable to make your own make decisions, an estimated 100,000 Scottish adults have significantly impaired legal capacity. A power of attorney allows you to choose trusted family, friends or professional advisors to take care of your business and personal finances and your personal welfare should you become unable to do so yourself.

Types of powers of attorney

Continuing powers of attorney deal with your financial affairs, eg your bank accounts, investments and business interests. These documents ‘continue’ in force in the event that you become incapable and come into force once registered (see below).

Welfare powers of attorney only take effect if you become incapable as a result of mental incapacity. They empower your attorneys to make decisions regarding your personal welfare, for example where you will live, arrangements regarding your personal care and deciding which activities you should engage in.

Welfare attorneys can also be given the power to make decisions about medical treatment.

Most Scottish powers of attorney contain both types of powers and are referred to as ‘continuing and welfare powers of attorney’.

How to grant a continuing and welfare power of attorney

A solicitor can assist you to put in place a power of attorney. After reviewing a draft, you will need to meet with your solicitor or doctor to have the document signed. A certificate requires to be signed by the solicitor or doctor to confirm that you understand the terms of the document and are not being put under any pressure to sign it.

As your attorneys will be under various duties, your solicitor will contact your attorneys to confirm they are happy to act in this role. These duties are set out in the Office of the Public Guardian’s (OPG) Code of Conduct. The Public Guardian is an officer of the court who has certain supervisory functions.

Your power of attorney will then be sent to the OPG for registration. The registration process takes a number of weeks but can be fast tracked if necessary.

Choosing your attorneys

Your attorneys will have wide-ranging powers so it is important that you choose people you trust, who understand your needs. You may wish to consider appointing a professional attorney.

It is also possible to appoint substitute attorneys, who will act only if your principal attorney is unable to do so.

What happens if there is no power of attorney?

If a person loses capacity before granting a power of attorney, there are other legal mechanisms available to deal with decision making, eg applying to the court for a guardianship or intervention order. However, these procedures can be expensive, slow and cumbersome. Above all, they do not allow you to choose who will act on your behalf.

A power of attorney is therefore the simplest, cheapest and most flexible option.

Karen Oliver TEP is an Associate at Stronachs LLP in Aberdeen, Scotland, UK

How do I make decisions for my disabled child?

decisions for disabled child

Until a disabled child reaches the age of 18, parents (in most cases) will have parental responsibility for their child and, therefore, can make most decisions for them. However, once a child reaches 18 the legal position on decision making changes. Parents lose parental responsibility and no longer have any legal responsibilities or automatic rights to make decisions about their child.

In England and Wales, the starting point for a disabled individual and/or their parent to consider, with regards to decision making, is to assess each decision separately and establish whether your child is able to make this decision for themselves. This is a key principle of the Mental Capacity Act 2005 and it must be assumed that everyone has the capacity to make a decision for themselves unless it can be shown that they lack the mental capacity to do so.

If it is clear that your child isn’t able to make a particular decision, then the decision must be taken on their behalf and the Mental Capacity Act sets out how this must be done. The process will depend on the type of decision to be made.

Health and welfare decisions

Probably the most important type of decisions for your disabled child are those dealing with their health and welfare, for example medical treatment; where to live; what care is given; etc.

The person making the decision may vary depending on the type of decision required. It could be a carer, a health professional, a social worker or a parent. This person must consider a number of factors before the decision is made and the Mental Capacity Act states that any decision must be made in the child’s ‘best interests’.

It’s important to have a good understanding of the Mental Capacity Act and how the decision-making process should work when a decision needs to be made. Any person making a decision for your child should consider whether it is appropriate to consult others, including you as parents, for your views on what is in your child’s best interests.

If there is a dispute in the decision-making process, then attempts should be made to resolve these. It might be necessary to obtain a second opinion on a particular matter, or hold a ‘best interests’ meeting or conference with the relevant parties.

How does the Court of Protection fit in?

The Court of Protection has the power to make decisions on behalf of a person who lacks the mental capacity to make their own decisions or they can appoint a deputy who is given specific powers to make decisions on behalf of that person.

For most decisions that need making, following the Mental Capacity Act will enable decisions to be taken in the best interests of your child.  It is generally considered a last resort to apply to the Court.

The type of application made will vary depending on the circumstances at the time. The Court could be asked to make a decision about a particular matter, such as what treatment they should or shouldn’t receive. The Court can also be asked to appoint a deputy who will have certain powers to make decisions on your child’s behalf for a specific period of time.

In some situations, an emergency application can be made to the Court if a decision is required urgently and there is a risk of harm or loss to an individual.

Financial decisions

It is also important to think about what financial matters your disabled child may need help with. What assets do they have in their name? What income do they receive?

If your child is receiving benefits, then you should check with the Department for Work and Pensions if you are the appointee and, therefore, are the person responsible for managing these.

Any organisations where your child has assets may not allow you to manage those assets once your child is 18. For example, banks will require your child to take control of their account and they usually only accept instructions directly from the account holder.

If your child does not have the mental capacity to manage these assets, then you can apply to the Court of Protection to become their deputy for financial matters.

Any application for a deputyship will be considered by the Court and, if approved, they will issue a Deputy Order appointing the deputy and setting out what the deputy can and can’t do. The Deputy Order will then give you the necessary legal authority to manage your child’s financial affairs.

Who can help?

If you have any queries or concerns about how to make decisions for your disabled child, you should speak to a qualified professional, who will be able to advise on the best course for you and your family.

Katherine Miller TEP is a Director and Solicitor at Renaissance Legal